Is Your Health Life and Travel Insurance in Dubai include COVID19?

Most of the time, the health insurance system in Dubai will pay for patients who contract Covid19 or who are believed to have the disease. This follows an order issued to all health centers that are licensed through Dubai Health Authority. On behalf of the Ministry of Health and Protection in the early months of March, Dubai Health Authority at the time that Covid19 first began to spread across the world.

Health Insurance to cover the costs

The directive stated that all cases of Covid19, regardless of whether they were confirmed or only suspected, should be considered emergency cases falling into two categories:

Insurance coverage is offered:

Regulations require that treatments of patients diagnosed with this virus will be covered by insurance and paid by insurance companies when the patient has an insurance policy.

If you have tests and treatments in a private medical facility, If a doctor has ordered the test and the treatment, it must be insured under your policy.


Insufficient insurance coverage

People who do not have the compulsory health insurance coverage required by law in Dubai. If they are, they are identified as such can be protected as they will not have to pay for the expenses for health care services at DHA-certified health facilities.

In all likelihood, insurance companies would not assist those who sought testing only to put their mind at ease regarding the fatal virus, yet showed no evidence of Covid19. In this case, one could be expected to pay the cost for the testing regardless of whether insurance is in place or not.


What are the other forms Of Insurance in Dubai?

Life Insurance may be a primary cause for concern when the number of deaths increases due to Covid19. There isn't any need to worry about this because a life insurance plan could still be paid out if one was to be protected.

Travel Insurance:  In the case of Travel Insurance, although private insurance companies typically provide coverage for Covid19 in the event of a health emergency, However, the insurance company could be questions concerning whether the traveler had already experienced signs of infection before when they purchased the insurance and began their journey. This could be a reason to exclude the insurance coverage completely.

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